Additional Insurance in Tennessee
Contractor’s Insurance
Vendor and Entertainer Insurance- Policy rates are determined by calculating your location, crew size, coverage length, and coverage limit. Our on-demand performer or vendor insurance policies can be purchased by the hour, day, month, or year and Additional Insureds can be added for free. General and Professional Liability which covers
- Bodily Injury
- 3rd Party Property Damage
- Defense Costs
- Medical Coverage
- Errors & Omissions
Janitors and Cleaner’s Insurance
The cost of your Cleaning Service Insurance policy depends on a few factors. Things like your zip code, your coverage limit, the size of your team, and the length of your coverage all play a factor in determining the risk that comes with insuring your cleaning business. General liability includes
- Bodily Injury
- 3rd Party Property Damage
- Defense Costs
- Medical Coverage
Construction/Contractor’s Insurance
Contractor and Handyman Liability Insurance protects your business when on-the-job incidents end up causing bodily injury or 3rd party property damage. GENERAL LIABILITY which includes
- Bodily Injury
- 3rd Party Property Damage
- Defense Costs
- Medical Coverage
Landlord/Renters Insurance
Renter - You share a building with plenty of individuals where fires, theft, and water harm are sometimes frequent. There are many potential risk and your property is in danger. The items you own are valuable and you should shield them from a loss. Coverage includes personal property coverage in case of fire, theft, or damage. Liability coverage for risk of accident at your rental location. There are other coverage options also available.
Landlord - Property/Liability
The property protection in a landlord insurance policy typically helps cover physical property related to the home you're renting out. This may include the dwelling itself and equipment you keep on site to help maintain it. Coverage generally includes:
Dwelling
This coverage helps pay to repair your rented home, condo, or apartment if it's damaged by fire, lightning, wind, hail or other covered losses.
Other structures
This part of your policy helps pay to repair detached structures on your rental property, such as detached garage or fence, if they're damaged by a covered loss.
Personal property used to service the rental
If you leave a lawnmower or snow blower onsite to maintain your rental property, landlord insurance may help cover this equipment if it's damaged. However, if you leave your personal bike or DVD player at the home you rent out, it likely won't be covered under your landlord policy.
The liability portion of a landlord insurance policy may help you pay for another person's medical bills or your legal expenses if someone else is injured on your rental property and you're found responsible. Additional coverage can be purchased to include Vandalism, Burglary, Rental property under construction and building codes.